Any major purchase requires research, careful analysis, consideration, and thought. Home buying isn't any different!
Determining the right location, the number of bedrooms or bathrooms needed, and outdoor space is the easier things.
However, there are many other factors to think about in your home search. From your initial search to the moment you
get the keys to your new home, I will be there, guiding you through the process. I can even help connect you with
mortgage professionals to get the best rates.
As an area expert, I can help educate you on the different neighborhoods, schools, and other local community
amenities that suit your lifestyle.
Home Buying Can Be Easy
As your buying agent, I can help streamline the process of buying a home and make it easier for you. I’ve aligned
myself with the top professionals in the industry, and once an offer has been accepted, I will personally help
facilitate the process to close on the home. By working closely with mortgage brokers, title and escrow companies,
home inspectors, and home warranty companies I will provide you with the best service possible!
Pre-approvals are not a definitive way to devise a working budget. A mortgage pre-approval provides a very accurate estimation as to what your lender feels your buying power is. The buying power you have is based on mortgage affordability and down payment- we advise our clients to have min 20% down before making any purchases to avoid high fees. Having this process done early reduces the stress, uncertainty, and time to complete once we’ve found a property.
Home Inspection Fee To check the structural and functional health of the property before purchasing. Home Inspectors
charge anywhere from $600 to $1200 based on the property type and size.
The property transfer tax rate is 1% on the first $200,000 and 2% on the portion of the market value up to and
including $2,000,000. 3% on the portion of the market value greater than $2,000,000 plus 2% on the portion of the
market value greater than $3,000,000. The proportionate amount of property tax is also due upon completion.
Due Diligence Fees (Development properties only) If applicable, any due diligence work associated with making a
purchase such as environmental, soil testing, geotechnical assessments, or oil tank scans.
Legal or Notary Fee For the transfer of title and registration in land title office. Typically, this fee is between
$1000 to $2000 based on the property type and value.